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Planning for the Unforeseeable Future

I met Bill in November and we started dating almost right away. I was 38 and Bill was just a few years older.

One day the next April, he was getting ready for work. Something just felt off to him physically, and he dialed 911. He had an aortic aneurysm.

After surgery, he lingered a few days, hooked up to machines and heavily sedated because he instinctively fought the machines and tubes and because the pain was excruciating. I talked to him, but he was never aware enough to respond.

Then just like that, in his early 40s, he was gone.

It’s been a few years since Bill’s death, and I am still shocked that someone so young could be gone so quickly. But it happens. I am now very aware of this fact.

A number of years ago, I took Dave Ramsey’s Financial Peace class through my local church. Being single, I had never thought much about additional life insurance. But the class talked about the possibility of giving to the church through life insurance.

As a sponsor of two girls, Kayirangwa in Rwanda and Litzy in Ecuador, that class made me think:

What happens to sponsored children when the sponsor passes? Do they go back on the waiting list?

Kayirangwa will be 13 in a few months. My perception is that it is harder to find sponsors for older children.

Group of children in Rwanda

When my employer had a sign up for extra life insurance I learned that for $9 a pay period, I qualified for a $150,000 policy.

Most people estimate the amount of life insurance they need based on their family situation. Will their spouse and children be taken care of? I don’t currently have those concerns. But what about two children I love as my own. Could having this policy provide for them?

I checked out Compassion’s website and learned that, yes, planned future giving is a possibility.

No, the money won’t go directly to my girls, but it can pay up their sponsorships until they leave the program and who knows what other countless good that money might do with very little extra cost to me each month.

I know I am in a unique situation without anyone else to think about once I am gone. Spouses and children do need to be taken care of. But can you set aside a portion for that child halfway around the world that you have come to love?

For now, I am healthy, and while I don’t want to dwell on the end, I like knowing that I have made Compassion International one of my beneficiaries.

My children often call me their Godmother. I suppose in that way, God has granted me children. And I love the idea that I am able to plan for their future in the same way so many of you plan for your biological children.


ABOUT THE AUTHOR: Amy Brooke has been a sponsor since 2007 – sponsoring a child in Rwanda and one in Ecuador. In addition, she corresponds with a boy in the Dominican Republic. She has a personal blog at www.amylbrooke.blogspot.com

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